Whiplash Solicitors Top Facts About Compensation Claims

One of the significant things which people learn when they visit whiplash solicitors is the number of little known facts relating to whiplash and whiplash compensation. So it's really a great shame that so many people don't visit whiplash solicitors, because if they did, they'd find out why it is so important to make a claim, and that claims can be made even when you think they can't.

So to put the record straight and help to provide you with the same advantage other people have after they've already made the decision to enlist the support of dedicated and experienced solicitors, here are some of the most surprising and most helpful facts about both whiplash symptoms and making a claim for compensation.

Fact 1: You can make a claim even if the accident was 6 years ago.
Not many people realise this, but you have a much longer time period in which to make a claim than you might think. Part of the reason for this is that often the symptoms of whiplash can be slow to first appear, and in some cases people haven't even realised that the problems they're having were directly as a result of the accident.

Fact 2: Your whiplash symptoms may not appear until hours, days or even weeks after the accident, but you can still make a claim.
Although many people involved in a car accident or vehicle collision will feel immediate pain or discomfort, this may not always be the case. Not everyone realises that sometimes the symptoms of whiplash can be very delayed, by days or even weeks in some cases. This is why it is especially important to exchange details and make a record of the details of the incident, including the make and model of the other car, the registration number, the location and time, the other driver's name and their insurance details. Even if the accident is relatively mild, it's important to have at least something so that should there be any problems later on, you're still able to make a claim.

Fact 3: You can still make a claim for whiplash compensation even if the other driver drove off and couldn't be traced.
There are cases unfortunately where the other driver either drives off, leaving you with nothing but your own possibly hazy recollection of their vehicle, or they provide you with false information that then prevents the real driver from being traced. However, the good news is that you can still receive compensation by making a claim against the Motor Insurers' Bureau.

Fact 4: You can still make a whiplash personal injury claim even if the other driver was uninsured.
Just as with making a claim in cases where the other driver was untraceable, you can also gain whiplash compensation in cases where the other driver did not have any insurance. Again, this is achieved by taking your clam to the MIB (Motor Insurers' Bureau). This is an organisation set up in 1946, and towards which about £30 of your insurance premium each year is paid, the money being there for instances where claims can't be made against a named individual.

Fact 5: Making a claim for whiplash compensation will not usually affect your own insurance premium.
Although there are exceptions, such as in cases where you were partly at fault for the accident, in almost every case you will be exempt from any increase in your premium. The simple reason for this is that whiplash solicitors will not approach your insurance company at all, instead going directly to the other party's insurance company, or the MIB.

Fact 6: You will not usually be required to ever attend a court hearing in a whiplash claim case.
Again, there are exceptions, without about 2% of cases reaching court each year, but these are usually where the claimant is deemed to be partly at fault for the accident. But as taking claims to court is very expensive, neither party usually wishes it to reach this stage, and so will usually settle out of court, without you having to be directly involved in proceedings.

If you're looking for a dedicated, experienced team of friendly whiplash solicitors to help you with your whiplash personal injury claim visit CK Claims Ltd in Manchester.